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First, cardholders can consider other forms of donations. As convenient as it is to charge a gift to a credit card, non-profits will also accept cash, checks, debit cards, and wire transfers. While it may be tempting to imagine that there are no costs to associate with a donation in the form of cash or a check, unfortunately, there are. For example, donations in the form of cash or checks require labor to accept, count, and transport. Furthermore, charities accepting cash donations must also pay for security and account for the inevitable losses.

Individual donations to non-profit organizations are a testament to the generosity and selflessness of human kind.

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Cabin fever might not be diagnosed in medical textbooks, but any parent knows it can be a serious illness on cold winter days! When the shine wears off the holiday gifts and the bored kids start bouncing off the walls, everyone can go crazy. Here are six ways parents can battle cabin fever while barely opening their wallets.

1. Winter Picnic

Most people think of a picnic as a warm-weather activity, but who says you can’t get the family outside for a wintry meal, too? There will plenty of room in the picnic area, that’s for sure!

The same food you pack for a summer picnic is equally fun in the winter — chips, sandwiches, cut fruit, cookies, etc. If yo

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Doug Kinsey photo
Artifex Financial Group, a Registered Investment Advisor and Fee-Only Wealth Management firm located in Dayton, Ohio has recently updated the performance of 6 of their model portfolios. The information is available at www.artifexfolios.com.

According to Doug Kinsey, partner and Chief Investment Officer of Artifex, “we are pleased with the results of our model Folios in what was a unique and challenging investment environment in 2011.

We witnessed gridlock in congress, a downgrade of U.S. debt, a deteriorating Eurozone, and a generally weak U.S. Full Post…

Busy college students spend their school years learning all manner of subjects, but unfortunately, responsible credit card use is rarely one of them. Too often, Americans who struggle with credit card debt are merely continuing a habit that they began as college students. Therefore, it is vital that college students learn to use credit cards responsibly before they graduate, in order to begin their working years with the right skills and habits.

For most students, college is an incredibly exciting, fun, and busy time. It is often a period of increased financial stress as young adults are asked to manage their own finances for the first time in their lives.

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As a followup to my post earlier this week on Roth IRA income limits, I wanted to highlight how we typically make our Roth IRA contributions. For background, we’re in a relatively high (and variable) income tax bracket. Because of this, we flirt with the Roth income limits on an annual basis, and it’s hard to know for certain whether we’ll be above or below the line until late in the year.

While we could wait until the end of the year, or even early the following year, to determine whether or not we can contribute, I’d rather get it knocked out right away. Thus, w

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This name change coincides with the separation of Incisive Media, SIAS and The Actuarial Profession from The Actuary magazine, the site’s original namesake, as their publication contract comes to an end.

Actuary Jobs is the specialist jobsite for the actuarial sector and carries over 700 of the latest actuarial jobs across a range of sectors, locations and experience – including insurance, pensions, health and banking. Full Post…